Business Funding
Strategy Simplified.
Explore competitive funding options across the business marketplace. Get pre-qualified with no hard inquiry, transparent terms, and funding in as little as 48 hours.
Checking your options will not impact your credit score. Soft inquiry only to pre-qualify.
Clear, Fast & Predictable
Discover Your Funding Options in 3 Simple Steps
Checking your options will not require a hard credit pull. Find out what your business qualifies for without impacting your score.
Quick Pre-Qualification
Complete a 2-minute request with no hard inquiry to view your pre-approval estimate.
Consult a Funding Advisor
Review tailored programs with an advisor who helps you compare terms, APRs, and repayment schedules.
Receive Capital
Move forward with your chosen offer. Select funding options can fund in as little as 48 hours.
Takes less than two minutes • Soft credit inquiry only
Curated Marketplace
Funding Solutions Matched to Your Business
Our network of leading lenders and funding resources gives you confidence that you are accessing programs your business can actually qualify for.
Business Line of Credit
Flexible revolving credit you can draw on whenever cash flow needs arise. Only pay interest on what you draw.
- Revolving access up to $250k+
- Ideal for payroll, inventory & gaps
0% Introductory APR Cards
Secure 0% interest financing for 12 to 21 months on personal or business credit lines to scale without debt interest burden.
- 0% interest for 12–21 months
- Stackable $50k–$150k+ limits
Business Term Loans
Predictable fixed monthly payments with multi-year terms for expansion, capital projects, or large equipment investments.
- Fixed rates & fixed amortization
- Funding up to $500,000+
SBA Loans & Working Capital
Government-backed funding providing some of the lowest interest rates and longest repayment terms available in the market.
- Low government-capped APRs
- Terms extending up to 10–25 years
Equipment & Commercial Vehicle
Finance heavy equipment, machinery, technology, and commercial vehicles with the asset itself serving as collateral.
- Preserve operating cash reserves
- Potential Section 179 tax deductions
Business-Use Personal Loan & HELOC
Leverage personal credit strength or real estate equity to fund high-ROI business initiatives, startups, and acquisitions.
- Ideal for new entities & acquisitions
- Fast approvals with low baseline rates
What Sets Legacy 1108 Apart
We are an advisory firm, not a high-pressure lender. We put your business first with honest strategy, transparent terms, and zero hidden gotchas.
No Hard Inquiry to Pre-Qualify
We review your profile via a soft credit check so you can explore pre-approval estimates with zero impact on your personal credit score.
Full Marketplace Access
Instead of pushing a single bank product, we scan the entire lending ecosystem to find programs aligned with your exact stage and margins.
Education & Strategy First
We educate you on how lenders evaluate applications, how to build pristine business credit, and how to avoid predatory terms.
Fast Funding Timelines
Time is money. Select lines of credit and working capital solutions can be approved and funded in as fast as 48 hours.
Profit & Cost Reduction
Funding is only one lever. We also identify avoidable business expenses and tax incentives to bolster your net margins.
Dedicated Advisor Relationship
Work directly with a knowledgeable business advisor who understands your long-term goals and stays by your side as you scale.
Beyond Funding
Other Solutions to Strengthen Your Business
Funding is only one lever. Legacy 1108 also helps you identify avoidable expenses, strengthen margins, and modernize operations — all through one coordinated advisor.
Improve Profitability
Identify avoidable expenses, strengthen margins, and evaluate financial opportunities — including expense analysis, cost-reduction strategies, tax incentives, and cost segregation reviews.
Improve ProfitImprove & Grow Operations
Bring marketing, technology, and essential business services into a clearer operating plan — CRM & automation, digital marketing, payroll/HR, and payment solutions.
Discuss OperationsFrequently Asked Questions
Everything you need to know about pre-qualification, credit impact, and funding.
Will submitting for a funding pre-approval hurt my credit score?
No. We run a soft credit check to provide your pre-approval estimate. Soft inquiries typically do not impact your credit score. If you choose to proceed with a formal lender offer, different institutions may require a hard credit pull with your written authorization.
What types of business funding do you offer?
Through our marketplace network, we connect businesses with 0% introductory rate business credit cards, unsecured business lines of credit, business term loans, SBA 7(a) & Express loans, equipment financing, and business-purpose personal loans.
Do I have to have a legal entity (LLC or Corporation) to qualify?
While having an LLC or Corporation opens up more business line of credit and SBA programs, sole proprietors and startups can also qualify for personal business-purpose loans and introductory 0% credit lines based on credit profile and revenue.
Is Legacy 1108 a direct lender?
Legacy 1108 Business Advisors is a consulting and advisory company, not a direct lender. We provide education, strategic guidance, and coordinated access to qualified funding resources across our lender network.
Fast & Confidential
Ready to Access Capital for Your Business?
It takes most business owners less than two minutes to check pre-approval options with zero impact on their credit score.